How to handle divorce settlement

1:54 AM divorce, divorce advice, divorce guide, divorce settlement. No Comments

It is not a certainty but a possibility that you and your spouse may get divorced some day. You would then have to plan the divorce settlement. Divorce settlements are different thus divorce advice and guide also differ. Some of the divorces come in the form of alimony installment payments for some period of time and some in the form of lump sum. Some involve real estate, some involve retirement accounts. No matter what form the divorce settlement takes, it is wise to consult a financial planner before you sign on the settlement papers.

"Non-financial" spouse:

More often women become the non financial spouse. Prevent this situation and you can do this by having at least a minimum knowledge of the family assets, their value and where they are. You need to familiarize with the family income and joint tax returns. It is okay to be a non financial spouse but do not be too oblivious of the financial matters.

Surprisingly, a lot of women do not make rough calculations or back-of-the envelope calculations to value the assets during divorce proceedings. Get serious, and consider using professional method to value items like art collections, real estate and jewelery. Do not guess because knowledge is power.

Before the divorce; a prelude:

Letting assets disappear before divorce is a common blunder. For one of the spouses divorce comes as a shocker. He or she is clueless of the finance at that point of time. The spouse who plans a surprise divorce starts to funnel joint assets into separate accounts. With this step, assets that have got divided just disappear. Keeping a track of these hidden assets is difficult. If your marriage is on the rocks beware of sudden financial habits by your spouse.

Logical settlement:

Many women prefer to keep the house during the settlement and do not realize that they have insufficient cash flow to maintain the home. Do not end up with a home and no cash.

Do not forget taxes:

Consider tax implications of selling and distributing assets. Before you sell or take funds out of the pension or retirement plan, confirm on the tax effects and penalties. Base all the numbers on net amounts.

Read More

Eligibility for Summary Divorce

3:23 AM divorce, divorce guide, eligibility for divorce No Comments

If your marriage is not too old and there are no children in the marriage then you can opt for a summary divorce. However, there are certain requirements that you need to full fill in order to be eligible for a summary divorce. A summary divorce is the best divorce to take when the marriage is not older than 5 years and have no children or huge assets to divide. Every state has their guidelines for filing a summary divorce, and there are guidelines to follow if you are planning for a summary divorce. A summary divorce is completely different from traditional divorces. The end result might be same but then the process is quite different. The benefits of summary divorce is that there is very less paper work required for the divorce, fewer appearances in court, less time consuming and very cheap. As there is very less paper work involved, you can save money in the filing costs. Apart from this, as there are no custody or property matters to discuss, a summary divorce takes very less time to finalize. As the requirement for summary divorce varies from state to state, you need to consult your divorce attorney to find the specific requirement. Given below are the general requirements for summary divorce: The divorcing couple should be married for some time. ( 5 years or less) There should be no children in the marriage be it adopted or natural The couple should not have any "real property interests” which means that they are not owner of a house or mortgage a house. The total worth of the marital property should not exceed more than a certain amount. Mostly the designated amount in such scenario is between $25000 to $35000 excluding the assets you own from motor vehicles. The total worth of either spouse's individual property should not exceed a given amount. Both the spouses should have given up rights for spousal support.

Read More

Understand Divorce Laws

2:11 AM divorce, divorce laws, laws for divorce 1 Comment

In order to effectively deal with the divorce and its consequences, it is necessary to be informed about the divorce laws and understand them. While understanding these laws, it is necessary to know that these laws vary according to different states. Hence, you have research and collect information about the laws in your region. The main purpose of these laws is to resolve the financial and legal issues.

Apart from these, it is also necessary to check out whether your state allows uncontested divorce. This type of divorce is simply based on the compatibility issues within the couple and not necessary to mention the exact reason for separation through divorce.

Another issue for getting a divorce is to separate legally. In some states, it is mandatory to the couples to remain separated for certain period of time for using it as ground for getting divorce. However, another possible reason for getting divorce is adultery. Some states require proofs for granting divorce on the grounds of adultery. Considering this as an option for getting divorce will lead to many unpleasant experiences.

For understanding the divorce laws, you should have the information about the requirements of the region. This minimum information required include guidelines for dividing the marital property, grounds for filing divorce papers in court and residency for requirement for filing in the first place.

In case if children are involved there are different rules and regulations for child custody and parental visitation rights. Hence it is also necessary to research and know the accurate information about such rights in your region.

If you are not well informed about the divorce laws, it will lead to disappointment and frustration after the divorce is granted. You can also refer to many websites or your lawyer to resolve your queries regarding divorce laws and it would help them to understand the divorce laws. They will also inform you about the divorce procedures for filing divorce papers in court.

Read More

Guidelines for divorcing couples who have children

1:35 AM divorce, divorce advice, divorce child support No Comments

Divorce is not a pleasant experience, but a reality that families need to cope with. Every family is different and so are the situations they are in. Some guidelines can help to relieve the stress and lessen the pain for the kids and the entire family. Parents need to interpret their feeling in their own ways as they are the closest to their children. They need to be patient.

You need to help your kids to manage their feelings and face the reality, be objective. Encourage kids to be open and honest about their feelings, they may be positive or negative feelings about what is happening. For divorcing parent it is important that they spend time with their kids. Most often the kids are suffering from the feeling of loss; and blame themselves for the problems between their parents. So when you discuss issues and feelings with your children be prepared to answer their questions.

Talk to them about how it is going to affect them. As children get older, they mature and might have different concerns. This is thus an ongoing process, that continues after the divorce too.

If you observe that you get too upset call for help from a relative or friend. Group programs and divorce child support give divorce advice and help children to cope with their feelings . Children are eager to know the reason behind the separation and you need to explain them the reasons. Children are also insecure about their future, unsure and worried. Extend an assuring hand to them and make them feel secure by constantly being with them.

Keep the conflicts away from the kids

Parents get too vocal in front of their kids and research shows that the problem lies in the fact that parents argue in front of their children about issues.

Do not use your kids as messengers to converse and communicate with your partner. Do not ask them to spy on their parent and find out what happens in your absence. Communicate directly with your spouse on all the matters.

Remarriages are the toughest part of divorce. Children take time to adjust to new families and often resent it.

Keep the lines of communication open with your children.

Read More

Divorce Advice the Key to Surviving Divorce

1:18 AM advice for divorce, divorce, divorce advice No Comments

It is a very tough time for an individual to cope up with divorce. The entire process of making the decision till finally getting divorce involves many ups and downs in the individual’s life. These ups and downs can be properly dealt with the help of good divorce advice. There are also many critical decisions that you have to take during this process.

Certain period of time you might completely feel stressed and emotionally disturbed. So, in such time divorce advice will help you through all your needs of the divorce process. While dealing with divorce there are many advices for divorce given by close friends and relatives. However, it is very difficult to judge whether these advice would be really beneficial for you.

The best solution to this problem is to opt for divorce advice from your lawyer. A lawyer would give you the right advice as per your divorce case. They have knowledge about the legal process of your region and divorce process.

Besides these there are also many websites which provide you advice for divorce. These websites are also an excellent resource of information. These advise you to deal with divorce when children are involved in it. It offers you different ways to deal with kids, explain the situation to them and also make them believe that they are not responsible for the divorce.

These advices provide you the courage to deal with the children and make them realize that they are still being loved and cared. You should also take care while considering these requests whether it is beneficial to you or not. It will surely provide the support and rebuild your confidence to restart your life. Hence, advice for divorce plays a very crucial role in the process of surviving divorce.

Read More

Benefits and Reasons why you want Divorce Support Group

9:48 PM divorce, divorce support, divorce support groups No Comments

Once the divorce is granted, the life of the couple is changed drastically. They undergo physical and emotional stress during and also after the process. Many times it results in isolation, depression and stress. Here, divorce support group plays a very significant role which helps the individual to get back into normal life.

There are plenty of divorce support groups available all over the world. The entire divorce procedure is itself a very painful process. It is very difficult to deal with it even if the divorce procedure was not a very messy or unpleasant experience. It is really difficult to come out of this feeling and lead a normal life again.

Divorce support group helps individual to effectively cope up with the situation and lead a normal life again. It provides divorce support and guidance to the individual. These groups are also of different categories. There are divorce groups especially for men, women or for both.

 It brings in a secured feeling for the individual and helps you to deal with the changes effectively in their life. In this group, people with the same problems come together and discuss them. So there is no need to be fearful and can open up all the feelings in front of all the people in the group.

It provides you an excellent outlet to bring out all your feelings which will make you relaxed. It reduces your burden of dealing with divorce and sometimes helps you to plan out for your future.

It will provide you remedial measures to deal with the issues such as financial, parental and legal associated with the divorced person. It will help you to develop the action plans that would help you to regain the self esteem lost during the process. It also provides you the motivation and encouragement to revive to your normal life.

Thus, Divorce support groups are essential for the divorced individuals in the recovery process.

Read More

Divorce Advice And Tips

10:30 PM advice for divorce, divorce, divorce advice No Comments

Divorce is a very stressful process. It is necessary to successfully deal with it and also survive this process carefully. Hence it is necessary to prepare in advance and also seek the necessary advice and tips for divorce. So, here are some divorce tips and advice which would help you to deal effectively with divorce.

Divorce advice and tips are as follows:

Divorce results in many negative emotions and also increases stress. So, it is necessary to deal with this stress by paying attention to your emotional needs. This can be easily done by involving oneself in developing any hobbies or any other activities such as reading books or discussing your feelings with your close friends.

You should keep yourself active and remain physically fit. Take a balanced diet, regular exercises and proper sleep will help you to remain healthy and deal with the stress of divorce. Avoid making any hasty decisions, you should carefully think about the consequences before opting for it.

Meet people, socialize with them, make new friends all these will help you to relieve the stress of divorce. Avoid isolating yourself as it may result in depression. There are many books, websites and counselors who will provide the divorce advice and help you to cope up with the situation.

You can start planning for the future. This planning is the main component for the healing process. Prepare for your future finances. It is also necessary to make your finances secure once you have finalized your decision for filing divorce papers by closing all the joint accounts. Start another individual account. Collect all the important documents and make photocopies of these documents.

If children are involved, focus on their needs; help them to deal with the situation. Children might feel themselves responsible for the breakup. Help them to cope up with these negative feelings and its effects.

It is not an easy task to deal with divorce. It is has a long term effect on you. Thus, with the help of divorce rights & advice for divorce, it is very easy to deal with it.

Read More

Happy Divorce Recipe

2:29 AM divorce, divorce advice, divorce laws No Comments

Nobody guarantees the result of a divorce and also how the process is going to work out. If you are going through a divorce then you should read the happy divorce recipe. Here, we have given the recipe for a happy divorce. Maintaining happiness throughout your divorce process is not as tough as you think. There are many things that make us happy according to many scientists. Following the happy things given below is a advice for divorce to reduce the unpleasantness of your life. These happy things are given below.

• Appreciation: Relishing what we have presently and expressing it to ourselves and to other people
• Living a momentous life: Do things for others and help them
• Virtues: Out sense of justice, wisdom and compassion for others
• Enjoyment: Enjoy every moment of life
• Engagement: Engaging ourselves in doing different activities

Studies of Danish suggest us that low expectations even make many people happy. If your expectations are not high but low then you become happy when things go suddenly well. Here we have explained a few things that help you go through a happy divorce.

You must remember that you are controlled by the things, which make you happy.

Move toward the divorce and related division of property, child custody and maintenance problems with practical expectations.

You must talk with your spouse and try not to go to court for some minor issues. It will surely save your money and time.It has been observed that most couples take divorce after a year of their marriage. If you are one of those who is taking the divorce then you should go through this happy divorce recipe. Divorce is obviously an unpleasant and traumatic experience. Hence, you should try to lessen that unpleasantness. If you try to reduce the unpleasantness then your attempts will be surely rewarded.

Read More

Getting Divorce Advice From The Right Source

10:40 PM advice for divorce, divorce, divorce advice 1 Comment

Divorce advice is very important for individuals to deal with the effects of the divorce. However, just by getting the advice from the right source is also necessary. The advice for divorce basically depends on the factors such as what type of divorce you want and the purpose for using it in your case. It will also help you to deal with all the practical aspects of the divorce apart from providing you emotional support.

It is also necessary to look out for the right sources for getting advice. There are many different types of divorce advices. They include legal advice which can be sought from your lawyer. The laws of divorce vary according to the region. So, they will provide the right advice taking into consideration the laws of the particular region.

The benefits of opting for such advice is that it helps to shift your focus, restart your normal life, relieve all the emotional stress and engage oneself in different activities such as any hobby. The effects of divorce don't last for long time. As time passes, the individual slowly recovers from it. This advice helps to speed up the process and relieve you from the pain.

Divorce advices are available in different types such as when you have finalized the decision for getting a divorce, counseling whether you require a divorce or not, advice about the financial counselor or about the ways to deal with its impact on children.

These advices would provide you the effective measures related to child custody and other actions related to the child and visitation. They will make you aware of your rights and laws in your region.

There are also many online resources which provide you information about divorce advice and tips for dealing with divorce. Apart from these sources other sources include the support groups, relatives and close friends.

Read More

Why are Most Divorces Filed by Women

3:42 AM divorce, divorce guide for women No Comments

Generation ago, there were less women who filed for divorce. They were financially reliant on their husband and had fear about social dishonor of the divorce. But these days, women are career oriented, less financially reliant on their husband and do not have the fear the social dishonor of divorce. Now women are cultured, educated and empowered which do not allow them to accept abuse or a marriage, which is not fulfilling their needs. Below are given a few more reason why are most divorced filed by women these days.

• Incompatibility: This reason indicates the couple has reached to the point where they can not go longer in their marriage

• Seek Relief from an Awful Marriage: These days if women feel they will no longer deal with the continuous stress of an awful marriage, they will directly file for a divorce and move ahead in their life. Now the happiness of women is not longer tied to whether she is married or not. There was time, though women were unhappy with their marriage, they did not file for divorce.

• Women are Less Broadminded of Unfaithfulness: Now a day, expectations of women of their husband are great because of her financial security as well as their ability to recognize what makes her happy. One of such expectation is fidelity. Only some women accept unfaithfulness in their marriage. Both husband and wife share the financial burdens in their life to keep the family together. Both of them fulfill the demands of their careers. Both work in a similar way. Before, if a husband cheated and showed unfaithfulness, women used to accept it. But these days, women are less tolerant of infidelity and file for divorce.

Several women who experience physical or verbal or emotional abuse file for divorce. Others experience physical threats after taking the divorce. There are a few women and their children have to hide from their partners to escape mistreatment. Divorce guide for women can help such women by providing information about where to turn in such situations.

Read More